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Practical Guide
Accident at Home: Who Is Responsible?
An accident outside a professional context engages several schemes. For employees, the LAA also covers non-occupational accidents (art. 8 LAA) if working hours ≥ 8 hours/week. For others (retirees, unemployed), the LAMal covers medical expenses (with deductible). If a third party…
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Applicable law articles
- I appreciate your setup, but I notice you've provided only a placeholder (CO 41) as the text to translate, with no actual content following it. Please provide the text you'd like me to translate, and I'll return only the English translation while preserving all protected tokens, URLs, references, amounts, dates, citations, and placeholders exactly as specified in your glossary. — Unlawful act
- CO 58 — Liability of the owner of the work
- CO 56 — Holder of an animal
- CO 60 — Prescription action RC
Critical Deadlines
- Establishment and Preservation of Evidence — immediate
- Notification to the private liability insurer of the responsible party — in the 14 days following the accident (CO 41 / CO 56 / CO 58)
- Evaluation and negotiation — 60 to 180 days
- Action for Liability before the Civil Court — 3 years as soon as knowledge of the damage and the perpetrator (CO 60) (CO 41 / CO 56 / CO 58 / CO 60)
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