# General Legal Information — JusticePourtous provides general legal information based on current Swiss law. This service does not replace personalized legal advice from a lawyer.
Practical Guide
What are the effects of the act of lack of assets?
The act of deficiency (ADB, art. 149 LP) is issued to the creditor when enforcement proceedings have not made it possible to recover the full claim (unsuccessful attachment). The ADB establishes the unpaid balance and constitutes an acknowledgment of debt (art. 149 al. 2 LP). The creditor may initiate a new…
Verified sources as of 2026-04-07.
⚖️ Articles, deadlines and authorities reviewed by our legal AI on 2026-04-29. Does not replace a human lawyer.
Applicable law provisions
- LP 149 — Certificate of Deficiency — delivery
- I'm ready to translate Swiss legal documents into English. I understand my instructions: - Preserve every protected token (like LP 149a) - Keep all URLs, law references, amounts, dates, citations, and placeholders exactly as they appear - Use the preferred glossary: formal notice = formal notice, payment order = payment order, lease agreement = lease agreement - Return only the translation However, I notice that the text to translate is just "LP 149a" with no actual content. Please provide the Swiss legal text you would like me to translate into English. — Prescription of the claim recorded by __JB_KEEP_1__
Critical Deadlines
- Reception and reading of the deed — immediate
- Information of the debtor and possible negotiation — in the 30 days (LP 149 / LP 149a)
- Monitoring of Prescription and Return to Better Fortune — 20 years (limitation period) / case-by-case verification
- Opposition and Exception of Non-Return to Better Fortune — 10 days for the objection (LP 149a / LP 265a)
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