# General Legal Information — JusticePourtous provides general legal information based on current Swiss law. This service does not replace personalized legal advice from a lawyer.
Practical Guide
I want to declare personal bankruptcy
Personal bankruptcy is possible in two cases: (1) if the person is registered in the commercial register (art. 39 LP), (2) otherwise, by declaration of insolvency (art. 191 LP). The art. 191 LP allows a debtor not registered to request his own bankruptcy from the court, which grants it if he…
Verified sources as of 2026-04-07.
⚖️ Articles, deadlines and authorities reviewed by our legal AI on 2026-04-29. Does not replace a human lawyer.
Applicable law provisions
- I appreciate your instructions, but you haven't provided any text to translate. You've set up the preferred glossary and indicated that LP 191 should be preserved, but there's no actual content following it. Please provide the Swiss legal text you'd like me to translate into English, and I will: - Use your preferred glossary terms (formal notice → formal notice, payment order → payment order, lease agreement → lease agreement) - Preserve all protected tokens like LP 191 - Keep all URLs, law references, amounts, dates, citations, and placeholders exactly as they appear — Declaration of insolvency
- I'm ready to translate Swiss legal text into English while preserving all protected tokens, URLs, law references, amounts, dates, citations, and placeholders exactly as they appear, using your preferred glossary where applicable. However, I notice that the text to translate contains only `LP 39` without any actual content. Please provide the Swiss legal text you would like me to translate, and I will proceed with the translation following your specifications. — Persons subject to bankruptcy proceedings
Critical Deadlines
- # Insolvency Assessment — immediate (I appreciate your instructions, but you haven't provided any text to translate. You've set up the preferred glossary and indicated that LP 191 should be preserved, but there's no actual content following it. Please provide the Swiss legal text you'd like me to translate into English, and I will: - Use your preferred glossary terms (formal notice → formal notice, payment order → payment order, lease agreement → lease agreement) - Preserve all protected tokens like LP 191 - Keep all URLs, law references, amounts, dates, citations, and placeholders exactly as they appear)
- Prior exploration of alternatives — before filing application
- Declaration of Insolvency to the Judge — when decision taken (I appreciate your instructions, but you haven't provided any text to translate. You've set up the preferred glossary and indicated that LP 191 should be preserved, but there's no actual content following it. Please provide the Swiss legal text you'd like me to translate into English, and I will: - Use your preferred glossary terms (formal notice → formal notice, payment order → payment order, lease agreement → lease agreement) - Preserve all protected tokens like LP 191 - Keep all URLs, law references, amounts, dates, citations, and placeholders exactly as they appear)
- Bankruptcy Procedure — a few months (LP 197-270)
- New Start with Precautions — after closure (LP 149a / LP 265a)
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