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Practical guide
Can I declare personal bankruptcy?
A natural person may file for bankruptcy themselves (bankruptcy without prior proceedings, art. 191 LP). Condition: being insolvent, that is, unable to sustainably satisfy creditors. They address the bankruptcy judge of the competent jurisdiction. Persons not registered in…
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Applicable statutory provisions
Critical Deadlines
- Status report and inventory — immediate
- Attempted amicable agreement or suspension — before insolvency proceedings (LP 293 ss)
- Declaration of insolvency or bankruptcy on request — upon manifest insolvency (LP 190 / LP 191)
- Bankruptcy Procedure by the Office — 6 to 24 months (LP 197 et seq. / LP 265 / LP 265a)
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