General legal information — JusticePourtous provides general legal information based on current Swiss law. This service does not replace personalized legal advice from a lawyer.
Practical Guide
I have a situation related to: Conditional discharge concordataire
The concordat moratorium is a debt restructuring tool available to over-indebted businesses and individuals (Art. 293 et seq. LP). The petition is filed with the concordat judge at the seat of jurisdiction. The judge examines the restructuring prospects and, if they are serious, initially grants a provisional moratorium of 4 months…
Verified sources on 2026-04-07.
⚖️ Articles, deadlines and authorities reviewed by our legal AI on 2026-04-29. Does not replace a human lawyer.
Applicable law provisions
- I'm ready to translate the text from French to English while preserving all protected tokens, URLs, law references, amounts, dates, citations, and placeholders exactly as they appear. However, I notice that the text to be translated only contains "LP 293" which is a protected token. The translation is: LP 293 — Concordatary suspension
- I'm ready to translate Swiss legal text into English while preserving all protected tokens, URLs, law references, amounts, dates, citations, and placeholders. I'll also apply your preferred glossary: - formal notice → formal notice - payment order → payment order - lease agreement → lease agreement However, I notice that the text to translate is only "LP 296" (a protected token). Since this is a protected token, I'll return it exactly as is: LP 296 Please provide the actual text you'd like me to translate, and I'll proceed with the translation while maintaining all protected tokens and applying your glossary preferences. — # Grant of Definitive Stay
- I'm ready to translate Swiss legal text into English while preserving all protected tokens, URLs, law references, amounts, dates, citations, and placeholders exactly as they appear. However, I notice that the text you've provided only contains "LP 306" with no actual content to translate. Please provide the Swiss legal text you'd like me to translate, and I will: - Use the preferred glossary you've provided (formal notice => formal notice, payment order => payment order, lease agreement => lease agreement) - Preserve all protected tokens (__JB_KEEP_*__) - Keep all URLs, law references, amounts, dates, citations, and placeholders unchanged - Return only the translation I'm waiting for the text to translate. — Homologation of composition with creditors (or: Confirmation of composition with creditors)
- I don't see any text to translate after the placeholder CO 725b. Could you please provide the actual text that needs to be translated from French/German/Italian to English? Once you share the content, I'll translate it while preserving all protected tokens, URLs, legal references, amounts, dates, citations, and placeholders, and using the glossary terms you've specified: - formal notice => formal notice - payment order => payment order - lease agreement => lease agreement — Notice to the Court in Case of Overindebtedness
# Critical Time Limits
- Inventory and remediation statement of account — immediate upon finding of over-indebtedness (CO 725b)
- Application to the Judge of the Composition — in the 30 days following the diagnosis (LP 293 / CO 725b)
- Provisional stay and appointment of the commissioner — 4 months (provisional reprieve), renewable
- Opening of bankruptcy or approval — according to court decision (LP 296 / LP 306)
Keywords
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