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Practical Guide

I have a situation related to: Conditional discharge concordataire

The concordat moratorium is a debt restructuring tool available to over-indebted businesses and individuals (Art. 293 et seq. LP). The petition is filed with the concordat judge at the seat of jurisdiction. The judge examines the restructuring prospects and, if they are serious, initially grants a provisional moratorium of 4 months…

Verified sources on 2026-04-07.

Applicable law provisions

# Critical Time Limits

  1. Inventory and remediation statement of accountimmediate upon finding of over-indebtedness (CO 725b)
  2. Application to the Judge of the Compositionin the 30 days following the diagnosis (LP 293 / CO 725b)
  3. Provisional stay and appointment of the commissioner4 months (provisional reprieve), renewable
  4. Opening of bankruptcy or approvalaccording to court decision (LP 296 / LP 306)

Keywords

suspension concordat I'm ready to translate the text from French to English while preserving all protected tokens, URLs, law references, amounts, dates, citations, and placeholders exactly as they appear. However, I notice that the text to be translated only contains "LP 293" which is a protected token. The translation is: LP 293 remediation insolvency commissioner

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