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Practical Guide

I have a situation related to: Supplementary insurance refusal

Supplementary insurance policies (private hospital stays, dental care, loss of earnings due to illness outside the LAA, etc.) fall under private law and the Insurance Contract Act (ICA, RS 221.229.1), not the LAMal. Unlike basic insurance, the insurer may refuse to enter into a contract, exclude…

Verified sources as of 2026-04-19.

Applicable law provisions

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supplementary insurance LCA refusal reticence health questionnaire termination

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