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# General Legal Information — JusticePourtous provides general legal information based on applicable Swiss law. This service does not replace personalized legal advice from a lawyer.

Practical Guide

I have a situation related to: Franchise deductible

Mandatory health insurance (LAMal) provides for financial participation by the insured in costs, comprising three elements (art. 64 LAMal and OAMal): (1) The annual deductible: 300 CHF for adults in standard deductible; 0 CHF for children; possible options of 500, 1000, 1500,…

Verified sources as of 2026-04-20.

Applicable legal provisions

# Critical Periods

This sheet does not yet contain a structured critical deadline.

Keywords

franchise quote-share participation LAMal ceiling child exemption

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